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Now this way of clearing settlements gained such wide circulation that it is difficult to imagine services industry in which they would not be used, Shops, ticket offices, hotels, all countries of the world are ready to osluzhit you, having accepted your plastic card, as means of payment.

password. At issue of a card her future owner can enter itself the password into memory, having used the special terminal which is reading and writing down data in a card. After the password is entered (the owner has to enter it twice or three times to exclude possible mistakes) and checked, the card remembers it in "a confidential zone" of the memory.

The largest international financial associations, such as VISA, American Express, Master Card, Europay, Diners Club and JCB, rpedstavlyat abroad to the clients practically any service in any services industry. Functioning of such financial associations leans on powerful infrastructure for which use it is paid commission charges. They can be considered as a share of founders of these networks in distribution of the income.

f) After processing of the file of financial transactions and completion of all current operations on registration of new cards and internal charges and deduction, the Issuer has to execute procedure of closing of operational day as a result of which all changes made during the day will be recorded in a database.

Smart cards considerably surpass usual magnetic cards in the nadezhnostny and eksplutatsionny characteristics, For an example it is possible to provide the main characteristics and these testings of the largest producer of smart cards of the French firm in the world of" GemPlus Card International ":

- to keep in the round-the-clock contact with all other organizations - participants of this program for an occasion of large deals. It can carry out this task independently all 24 hours, working in the On-line mode, or to use services of the third-party organizations when its systems are disconnected or disabled;